1. Incentive Overview

Dream Team is thrilled to launch its 2026 Travel Incentive! The Top 35 Team Leader+ Connectors with the highest MSC Points earned between 1 August 2025 and 10 August 2026 will win a place on an all-inclusive 4-night MSC Luxury Cruise to the Portuguese Islands, departing from Durban in November 2026 (or as close as possible).

2. Eligibility

• Open to Team Leader+ rank and above.
• The rank must be achieved any time between July 2024 and August 2026.
• Only the Top 35 point earners will qualify for the cruise.
• Participants must be in good standing with Dream Team.

3. Incentive Period

• Start Date: 1 August 2025
• End Date: 10 August 2026

• Winners Announcement: 17 August 2026

4. How to Earn MSC Points

Level 1 (Direct recruits/customers):

• 1,000 (once-off) Help your direct Connector become a Core 7
• 500 (per premium payment)** Help your direct Connector or Customer pay their AVBOB policy (any value)
• 50 (once a month) Help your direct Connector or Customer recharge with Cell C (any value)
• R1 / premium paid in the June - August 2026 payment cycles.

Level 2 (Your recruit’s recruits/customers):

• 500 (once-off) Help your Level 2’s direct Connector become a Core 7
• 250 (per premium payment)** Help your Level 2’s direct Connector or Customer pay their AVBOB policy
• 25 (once a month) Help your Level 2’s direct Connector or Customer recharge with Cell C

* Team Leader ranks are considered valid if achieved between July 2024 and August 2026.

** Points are earned every time the downline pays their policy premium until 10 August 2026.

5. Travel Arrangements

1. Connectors are responsible for their own transport to and from either King Shaka International Airport, O.R. Tambo International Airport or Cape Town International Airport. Dream Team will not cover any transport costs to and from the airports.
2. Dream Team will cover the costs to fly Connectors from either Cape Town International or O.R Tambo International Airport to King Shaka International Airport. Dream Team will also cover the costs to provide one bus from King Shaka International Airport to the MSC Cruise. All other travel costs are for the Connectors' own accounts.
3. If a Connector misses their transport or flight to King Shaka International Airport, or does not arrive in time for the bus, they will need to make their own way to the MSC Cruise on their own account.

6. General Conditions

1. Only Dream Team Incentive winners will be eligible to attend the trip. No partners, friends, or family may accompany the winner, even if they are willing to pay for their own ticket.
2. If a Connector is unable to attend the incentive for any reason, they may not allocate or transfer their ticket to another person. Their position will be forfeited and Dream Team management reserves the right to reallocate the ticket at their discretion.
3. Tickets may not be exchanged for cash, credit, or any other form of compensation.
4. Once winners are announced, Connectors must receive any required travel vaccinations and documentation, including Passports, at their own expense and organisation. Failure to do so will result in disqualification and forfeiture of the ticket.
5. The trip is scheduled for November 2026, or as close to that date as reasonably possible.
6. Dream Team management has full discretion over eligibility, rule interpretation, disputes, and final decisions.
7. The management reserves the right to change the rules at any time without notice.
8. If the incentive trip cannot proceed for any reason (including external circumstances), Dream Team may cancel the incentive entirely, and no claims or compensation will be entertained.
9. Dream Team reserves the right to change the incentive destination at any time.
10. Connectors must cooperate fully with the Incentive Management Team to ensure smooth processes and coordination.
11. Connectors will have the option to opt out of the revised incentive. If a Connector opts out, no compensation will be offered in exchange.
12. Winners must be 18 years or older at the time of the announcement.

7. Announcement of the Winners

1. The leaderboard will be updated daily and accessible through each Connector’s Dream Team back office.
2. Each Connector will also have a Personal Incentive Target page available in their back office.
3. The Top 35 performers will receive regular WhatsApp updates with current standings and motivation.
4. The leaderboard will close on 10 July 2026. Results will be temporarily suspended while a system audit is conducted and refunds are calculated.
5. The final leaderboard and winners will be confirmed on 16 July 2026.
6. The Dream Team Incentive Management team will contact each winner via WhatsApp to: 

• Sign an Incentive Acceptance Form.
• Confirm required documentation and vaccination records.
• Once confirmed, travel tickets will be emailed to the winning Connectors.

For support or clarification, please contact your Team Leader or the Dream Team Incentive Management team.

8. Wildcard Competition

For the June 2026 – August 2026 Wildcard Competition:

• A Connector will earn 1 Wildcard entry for every month in which they achieve 7 personally referred policies that are successfully paid within the same calendar month.
• Only policies personally referred by the Connector will qualify.
• Policies must be active and paid in full within the relevant month to qualify.
• The standard 5-day grace period rule for paid policies is used. E.g., if a Policy is paid on 28 June, it will only appear in the system on 2 July and count towards July. For this reason, August Policies must be paid before 11 August to count for August Wildcard Entry.
• A maximum of 1 Wildcard entry may be earned per Connector per month.
• A maximum of 3 Wildcard entries may be earned per Connector during the competition period.
• If a Connector has duplicate profiles, only one will gain entries to the Wildcard competition.
• Wildcard winners will be selected through a random draw conducted by Dream Team Head Office on 17 August.
• Wildcard entries are separate from MSC Points and do not contribute toward the main Top 35 leaderboard standings.
• Dream Team reserves the right to verify all qualifying policies and disqualify any entries where cancellations, reversals, fraudulent activity, or irregularities are identified.
• Winners must be 18 years or older at the time of the draw.
• All decisions relating to the Wildcard competition remain at the sole discretion of Dream Team management.
• Winning Connector must have an Active Connector account and be in good standing with the company.